A friend of mine had a problem. Needed money fast and had no access to it. I've never been a proponent of using cash advance check cashing places, but he had to get a personal loan in a couple days and there was no other way to do it. Other than getting some cash from a paycheck you will receive there isn't much choice in an emergency if you have less than stellar credit.
Well he got his money in less than 2 days and saved himself a lot of heartache. The Payday Loan Lowdown helps those who may need such a loan by showing stories about the experiences of those that need the money now. NAvigate to the various resources and see if this type of solution is right for you.